Today I share with you some of the main conclusions and course material "Backlights on international development financing" in which I have participated the last two weeks and has been given by the University of Valladolid (UVa) as a preparatory activity for the next Global Microcredit Summit to be held in Valladolid in November 2011. The program and some course content will be posted to the web site Area of \u200b\u200bCooperation of the UVa.
The main topics covered during the presentations by various speakers at the course were primarily related to the analysis of the effectiveness of Official Development Assistance (ODA ) and the impact of microcredit.
Especially for the latter arises that there are no mechanisms to assess their impact through clear indicators that will confirm that such initiatives actually contribute to the reduction of poverty in places where they thrive.
turn outlines important criticisms of this instrument as the 10 microfinance antithesis of microcredit offered by Carlos Gómez Gil , through which the author states currently undergoing a process of "banking and financial expansion among the most poor through microcredit."
Another criticism or doubts about the effectiveness of microcredit focus on the negative impact of such instruments on women, which under such arrangements become major players, but that in turn are recharged their duties as mothers, wives or his personal life, especially the significant efforts must be made to repay loans.
Finally, I am left with a loud reflections made by one of the speakers, in front of the inefficiency of both the ODA as microfinance in fighting or reducing poverty, noted that perhaps the key is a paradigm shift because maybe what you have to fight it extreme wealth in the world as the only way to reduce inequalities and end poverty.
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